Services

       While developing your customized financial program,

      I walk you through a step- by-step process that helps

      you to feel confident in your decisions!  

          Once your goals are clear, we customize appropriate strategies to pursue your objectives using  a sound financial program utilizing the following products and services:

Investment Planning:

We begin with discovering your comfort level with risk, otherwise  known as "Risk Tolerance."  We then look at a variety of investments to help you work towards your goals!

Tax Planning:

It's beneficial to find ways to help reduce your current and future tax burdens, right? I always recommend that you also confirm any changes with your qualified tax specialist.! 

Retirement planning:

Making the most of your employer-sponsored retirement plans and IRAs. I use specific software for determining how much you need to retire with confidence, managing your assets before and during retirement.                                                                         

Estate planning Strategies: 

It's important to review your will or trust. I can help you to preserve your estate for your intended heirs! Together we can update your beneficiary designations, possibly reducing exposure to estate taxes and probate costs while coordinating with tax and legal advisors. 

Insurance/ Risk management:

I am happy to review your existing insurance policies, for your peace of mind! 

I only recommend policy changes when appropriate. It's best to neither be over-insured or underinsured! I have over 24 years of personal insurance experience, along with my team at LPL, we can assist with finding the suitable policy for your situation. 

Education funding

I may recommend investment and accumulation strategies to help you pay for your children's education. 

Employee and executive benefits:

Crucial to business clients is the ability to attract and retain qualified employees through benefit packages! Key employee plans are worth looking into!

 

This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.